About
Two agents, thirty-seven years of this between us, writing crop, livestock and pasture insurance for growers on both sides of the Iowa–Minnesota line.
Saint Ansgar, Iowa · 23 years
Joe reads the RMA bulletins and actuarial files when they drop, works out what they mean for the operations we serve, and builds a tool when the arithmetic is involved enough to warrant one. The indemnity estimator on this site came out of exactly that — the 2027 changes were more than a spreadsheet could carry.
Twenty-three years in, he has watched enough farm bills come and go to know which changes matter and which ones only sound like they do.
Osage, Iowa · 14 years
Katie has been writing crop insurance for fourteen years and knows this stretch of country — the farms, the ground, and the operations behind them. She is the one most likely to catch the detail on an acreage report that would have cost you at claim time.
Growers who work with her tend to keep working with her, which in this business says more than anything we could write here.
Plainly. We will tell you when a product is not worth your premium dollars, which happens more often than you might expect from people who earn a commission on it. A narrow band at the top of your coverage is not automatically a good buy, and the year you need us to be straight with you is the year it will matter most.
We would rather lose a sale than put you in something you did not understand. That is easier to say than to do, which is why the tools exist: if you can run the numbers yourself, neither of us has to take the other's word for it.
It is not a product you buy once and forget. The rules change, the price discovery windows change, and every few years something quietly invalidates the plan you settled on. Most growers find out after the fact. Our job is to make sure you find out first, and that you understand the reasoning well enough to push back on it.